What About Insurance?
Individuals and families come to us seeking professional help with vision therapy, but may find medical insurance will not readily help cover the out of pocket costs. Often a gap exception, or network deficiency exception, may be applied for. This will allow for payments to be applied towards in-network deductibles, but not every insurance company makes this possible.
We understand the commitment required of Vision Therapy, but we are also aware of the truly life-changing impact Vision Therapy can have on children and adults of all ages. Our goal is to ensure insurance or any financial reason is not the barrier preventing you / your child from receiving the necessary life-changing care.
It’s important to understand the unwillingness of your insurance company to pay for services does not reduce the need for obtaining treatment. While Vision Therapy is not inexpensive, it can be seen as an investment in yourself or your child’s future.
What Options Are Available?
If you find yourself stuck between much needed care and the potential cost, these creative suggestions to cover out of pocket expenses are for you.
Vision Therapy costs estimate around $2,000 – $6,000 for all evaluations, therapy, progress examinations, and follow-up post-therapy visits.
1.Finance through Advance Credit
Advance Care is a known, reputable company that can help you finance Vision Therapy costs and offers up to 14-month no interest financing plans. Nebraska Visual Integration Center has developed a relationship with Advance Care allowing families the financing to ensure appropriate care is option for them. Advance Care provides you with a line of credit with no interest that you can use for Vision Therapy treatment. Many families take advantage of the benefits of Advance Care for orthodontics (braces) as insurance often deems braces as an elective procedure similar to Vision Therapy.
Affordable monthly payment plans allow additional time to pay and often put costs below $300 a month.
2. Use your Flex Spending or Health-Savings Account
This is another very popular approach. Vision Therapy at Nebraska Visual Integration Center fully qualifies as an approved use of Flex Spending or Health-Savings Account. Based on your tax bracket, this is a way to save significantly on your costs by spending the money on a pre-tax basis.
3. Reach out to churches, friends and family
Patients often reach out to their community for help. You’ll be surprised how receptive people will be when they understand the need. Don’t be afraid to reach out.
4. Appeal to your employer
Try contacting your employer and ask them to make an exception for your child’s vision care in your insurance plan. If they understand the importance and value of the therapy, they may be willing to make an exception and provide coverage.
Our goal is to ensure every patient who requires Vision Therapy is able to find a way to begin receiving the needed care.
Please contact our Omaha Vision Therapy office (402) 502-0043 or email: [email protected] with any questions and we’d love to help.